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Personal Line of Credit

First Citizens Personal Line of Credit is an excellent way to get some added financial flexibility. The First Citizens Personal Line of Credit lets you decide when you borrow and how much you repay.

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Apply once. Use it whenever you want.

First Citizens Personal Line of Credit is an excellent way to get some added financial flexibility. The First Citizens Personal Line of Credit lets you decide when you borrow and how much you repay. Once you've established your First Citizens Personal Line of Credit account, there's no need to re-apply. You simply access your credit whenever you need to.

  • Right for you if you want a line of credit with a flexible repayment schedule that you control
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Additional Features

  • Spend up to a pre-determined limit
  • Receive unrestricted access to your credit — all you do is write a cheque at no charge
  • Enjoy a flexible repayment schedule that you control
  • Payments as low as interest-only
  • Complimentary First Citizens personalised cheques
  • Comprehensive monthly statements for easy record keeping
  • No pre-payment penalty
  • Optional Credit Protection available
  • Apply once, use it whenever you want
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