You can rest easy and get on with your day
Your ATM Card Visa Debit is the same card you know and trust, now with the enhanced security of proven technology.
- ATM Visa DEBIT with Chip Technology
- Greater Access
- Worldwide Acceptance
Mini Chip. Mega Protection.
Your transactions are more secure than ever, when you use your chip card, along with your Personal Identification Number (PIN) in a chip payment terminal or at ATMs.
Greater Access. Worldwide Acceptance.
Access the funds in your account at ATMs with Visa or Plus logos displayed, and to make purchases anywhere Visa is accepted. Online shopping included.

ATM Visa DEBIT with Chip Technology
Mini Chip, Mega Protection. The evolution of payment in the palm of your hands.
So many benefits
Easy to use
- Make purchases anywhere VISA is accepted, worldwide, online shopping included.
- Safer than carrying cash and easier than writing cheques.
- You can use your existing PIN†*
- No fees associated with the issuing of the ATM Visa Chip Card†*
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Same access to your account through Self Service banking channels:
• First Citizens TeleBanking
• First Citizens Online Banking
• ATMs that display the Visa or Plus logos - All purchases and transactions are listed on your statement.
- Insert your First Citizens Visa Debit Chip card into the Point of Sale terminal and leave it in the device for the duration of the transaction to enable electronic authentication.
- Follow the prompts on the screen and enter your PIN to verify transaction.
- When the transaction is complete, the screen will instruct you to remove your card and wait for the receipt.