{"id":761,"date":"2021-06-24T17:37:12","date_gmt":"2021-06-24T21:37:12","guid":{"rendered":"https:\/\/firstcitizensgroup.local\/gy\/savings-checking\/education-savings-plan\/"},"modified":"2021-08-26T18:34:51","modified_gmt":"2021-08-26T22:34:51","slug":"education-savings-plan","status":"publish","type":"page","link":"https:\/\/uxc.dev\/firstcitizensgroup\/savings-checking\/education-savings-plan","title":{"rendered":"Education Savings Plan"},"content":{"rendered":"\n
Time in the ESP<\/strong><\/td>Loan Discount Earned<\/strong>1<\/sup><\/strong> (off posted rates)<\/strong><\/td><\/tr>
1 year<\/td>5%<\/td><\/tr>
2 years<\/td>10%<\/td><\/tr>
3 years<\/td>15%<\/td><\/tr>
4 years<\/td>20%<\/td><\/tr>
5 years<\/td>25%<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

Time in the ESP Loan Discount Earned1 (off posted rates) 1 year 5% 2 years 10% 3 years 15% 4 years 20% 5 years 25%<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":343,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"section":[38],"class_list":["post-761","page","type-page","status-publish","hentry","section-savings-checking"],"meta_box":{"text_subheading":"Offset your borrowing costs tomorrow by saving today","subheading_description":"We all want the best for our children and that includes the benefits of a higher education. But paying for it takes planning and commitment. Right for you if:","highlights":["You want to provide your children with the benefits of higher education","You need additional funds to pay for your child\u2019s post-secondary education"],"apply_link":"","download_link":"https:\/\/www.scotiabank.com\/intl\/gy\/pdf\/personal\/DepositAccountApplication.pdf","benefits_description":"","text_benefits":["Opening an ESP makes you eligible for borrowing rate discounts when you take out a future education loan to help pay for your child\u2019s post-secondary education.","The longer you save, the higher the discount.","The amount of the discount is based on the length of time the plan has been active, with the earned loan discount rate growing over the course of the first five years the ESP is opened.","Offset your borrowing costs tomorrow by saving today."],"glance_1_title":"","glance_1_benefit":"","glance_2_title":"","glance_2_benefit":"","glance_3_title":"","glance_3_benefit":"","page_title_description":"With the First Citizens Education Savings Plan (ESP) you can get a head start and establish a clear path toward your child\u2019s higher education.","page_title_background":{"width":150,"height":150,"file":"2021\/06\/bg-fade-1.jpg","sizes":{"medium":{"file":"bg-fade-1-300x181.jpg","width":300,"height":181,"mime-type":"image\/jpeg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/bg-fade-1-300x181.jpg"},"large":{"file":"bg-fade-1-1024x617.jpg","width":1024,"height":617,"mime-type":"image\/jpeg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/bg-fade-1-1024x617.jpg"},"thumbnail":{"file":"bg-fade-1-150x150.jpg","width":150,"height":150,"mime-type":"image\/jpeg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/bg-fade-1-150x150.jpg"},"medium_large":{"file":"bg-fade-1-768x463.jpg","width":768,"height":463,"mime-type":"image\/jpeg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/bg-fade-1-768x463.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]},"ID":"157","name":"bg-fade-1.jpg","path":"\/var\/www\/uxc.dev\/htdocs\/wp-content\/uploads\/sites\/8\/2021\/06\/bg-fade-1.jpg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/bg-fade-1-150x150.jpg","full_url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/bg-fade-1.jpg","title":"bg-fade-1","caption":"","description":"","alt":"","srcset":false},"page_title_foreground_image":{"width":150,"height":150,"file":"2021\/06\/img-girl.jpg","sizes":{"medium":{"file":"img-girl-300x225.jpg","width":300,"height":225,"mime-type":"image\/jpeg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/img-girl-300x225.jpg"},"thumbnail":{"file":"img-girl-150x150.jpg","width":150,"height":150,"mime-type":"image\/jpeg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/img-girl-150x150.jpg"},"medium_large":{"file":"img-girl-768x576.jpg","width":768,"height":576,"mime-type":"image\/jpeg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/img-girl-768x576.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]},"ID":"158","name":"img-girl.jpg","path":"\/var\/www\/uxc.dev\/htdocs\/wp-content\/uploads\/sites\/8\/2021\/06\/img-girl.jpg","url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/img-girl-150x150.jpg","full_url":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-content\/uploads\/sites\/8\/2021\/06\/img-girl.jpg","title":"img-girl","caption":"","description":"","alt":"","srcset":false}},"_links":{"self":[{"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/pages\/761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/comments?post=761"}],"version-history":[{"count":0,"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/pages\/761\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/pages\/343"}],"wp:attachment":[{"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/media?parent=761"}],"wp:term":[{"taxonomy":"section","embeddable":true,"href":"https:\/\/uxc.dev\/firstcitizensgroup\/wp-json\/wp\/v2\/section?post=761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}