{"id":905,"date":"2020-05-24T23:10:54","date_gmt":"2020-05-25T03:10:54","guid":{"rendered":"https:\/\/sme.theuxcaribbean.com\/?page_id=905"},"modified":"2023-03-26T13:04:33","modified_gmt":"2023-03-26T17:04:33","slug":"application-requirements","status":"publish","type":"page","link":"https:\/\/uxc.dev\/smeloans\/application-requirements\/","title":{"rendered":"What you&#8217;ll need to apply"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"905\" class=\"elementor elementor-905\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0eaf7bf elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"0eaf7bf\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9cc04a\" data-id=\"e9cc04a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25f62dd ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"25f62dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ca42a8b elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"ca42a8b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5da9922\" data-id=\"5da9922\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e83a2a ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"0e83a2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What you need to apply for the loan<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77dc423 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"77dc423\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">An initiative of the Government of Trinidad and Tobago business support<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-b499528 ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"b499528\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-81a5900 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81a5900\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-28cf097b\" data-id=\"28cf097b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-375ef01a ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"375ef01a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Activate Your Business Recovery<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5208bc72 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"5208bc72\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">FROM THE \nGOVERNMENT OF \nTHE REPUBLIC OF \nTRINIDAD AND TOBAGO<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-6a9c6500\" data-id=\"6a9c6500\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a758b91 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"a758b91\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Here's what you'll need to submit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9fb808 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"a9fb808\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In order to apply, you will need to complete an application and submit digital copies of the following\u00a0documentation, depending upon your business type.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3e100c elementor-tabs-view-horizontal ob-has-background-overlay elementor-widget elementor-widget-tabs\" data-id=\"a3e100c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_tabbr&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1711\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1711\" aria-expanded=\"false\">Sole Trader<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1712\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1712\" aria-expanded=\"false\">Partnership<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1713\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1713\" aria-expanded=\"false\">Limited Liability Company<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1711\" aria-expanded=\"false\">Sole Trader<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1711\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1711\" tabindex=\"0\" hidden=\"false\"><ul><li>Certificate of Registration.<\/li><li>VAT Clearance certificate as at December 2020 or letter from BIR indicating that arrangements are being made to settle obligations.<\/li><li>Tax Clearance certificate as at December 2020 or letter from BIR indicating that arrangements are being made to settle obligations.<\/li><li>Board of Inland Revenue (BIR) Registration or a signed letter from the BIR indicating they are in the process of being registered.<\/li><li>NIS Compliance certificate as at December 2020 \/Clearance certificate as at December 2020.<\/li><li>NI 184 NIS form to validate the number of employees.<\/li><li>Two (2) forms of valid National Identification.<\/li><li>Proof of Address for Owner (not older than 3 months).<\/li><li>Evidence of Trading Address (if different from the proof of address above).<\/li><li>Bank statements for the Business (for the 12 months) to coincide with the Financial Statements provided.<\/li><li>Audited Financial Statements\/ Management Accounts for the last two (2) years.<\/li><li>Cash Flow Projections for one (1) year (refer to <a href=\"https:\/\/uxc.dev\/smeloans\/download\/1014\/\">First Citizens Cash Flow Template<\/a>)<\/li><li>Personal Financial Statement\u00a0(refer to <a href=\"https:\/\/uxc.dev\/smeloans\/download\/1008\/\">Personal Financial Statement Template<\/a>).<\/li><li>List of current Receivables and Payables.<\/li><li>Proof of registration with the FIU (as applicable for a listed business).<\/li><li>License\/permit to operate the type of business (as applicable).<\/li><\/ul><p style=\"text-align: center;\"><strong><br \/>First Citizens Bank reserves the right to request any additional information\/documentation if deemed necessary.<\/strong><\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1712\" aria-expanded=\"false\">Partnership<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1712\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1712\" tabindex=\"0\" hidden=\"hidden\"><ul><li>Certificate of Registration.<\/li><li>VAT Clearance certificate as at December 2020 or letter from BIR indicating that arrangements are being made to settle obligations.<\/li><li>Tax Clearance certificate as at December 2020 or letter from BIR indicating that arrangements are being made to settle obligations<\/li><li>Board of Inland Revenue (BIR) Registration or a signed letter from the BIR indicating they are in the process of being registered.<\/li><li>NIS Compliance certificate as at December 2020 \/ Clearance certificate as at December 2020.<\/li><li>NI 184 NIS form to validate the number of employees.<\/li><li>Two (2) forms of valid National Identification.<\/li><li>Proof of Address for Owner (not older than 3 months).<\/li><li>Evidence of Trading Address (if different from the proof of address above).<\/li><li>Bank statements for the Business (for the 12 months) to coincide with the Financial Statements provided.<\/li><li>Audited Financial Statements \/ Management Accounts for the last two (2) years.<\/li><li>Cash Flow Projections for one (1) year (refer to <a href=\"https:\/\/uxc.dev\/smeloans\/download\/1014\/\">First Citizens Cash Flow Template)<\/a>.<\/li><li>Personal Financial Statement of each Partner (refer to <a href=\"https:\/\/uxc.dev\/smeloans\/download\/1008\/\">Personal Financial Statement Template<\/a>).<\/li><li>Partnership Agreement (If none exists, this must be stated in the letter of request).<\/li><li>Borrowing resolution.<\/li><li>List of current Receivables and Payables.<\/li><li>Proof of registration with the FIU (as applicable for a listed business).<\/li><li>License\/permit to operate the type of business (as applicable).<\/li><\/ul><p style=\"text-align: center;\"><strong><br \/>First Citizens Bank reserves the right to request any additional information\/documentation if deemed necessary.<\/strong><\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1713\" aria-expanded=\"false\">Limited Liability Company<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1713\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1713\" tabindex=\"0\" hidden=\"hidden\"><ul><li>Two (2) forms of valid National Identification for all Directors and Account Signatories.<\/li><li>Certificate of Incorporation \/ Continuance.<\/li><li>Articles of Incorporation \/ Continuance.<\/li><li>VAT Clearance certificate as at December 2020 or letter from BIR indicating that arrangements are being made to settle obligations.<\/li><li>Tax Clearance certificate as at December 2020 or letter from BIR indicating that arrangements are being made to settle obligations.<\/li><li>Board of Inland Revenue (BIR) Registration or a signed letter from the BIR indicating they are in the process of being registered.<\/li><li>NIS Compliance certificate as at December 2020 \/ Clearance certificate as at December 2020.<\/li><li>NI 184 NIS form to validate the number of employees.<\/li><li>Notice of Directors and Secretary.<\/li><li>Notice of Address.<\/li><li>Company By-Laws (If none exists, this must be stated in the letter of request).<\/li><li>Proof of registration with the FIU (as applicable for a listed business).<\/li><li>License\/permit to operate in type of business (as applicable).<\/li><li>Information on identity of shareholders holding 20% or more of paid up share capital including one (1) form of valid national identification.<ul><li><em>May be evidenced on the Company\u2019s last filed Annual Return, or the letter of request signed by the Company Directors and\/or Secretary stating this information.<\/em><\/li><\/ul><\/li><li>Audited Financial Statements\/ Management Accounts for the last two (2) years.<\/li><li>Cash Flow Projections for one (1) year (refer to <a href=\"https:\/\/uxc.dev\/smeloans\/download\/1014\/\">First Citizens Cash Flow Template<\/a>).<\/li><li>Company Resolution.<ul><li><em>This represents the signed consent of all Directors &amp; Secretary (or quorum of Directors) of the Company to open an account at the Bank, and affixed with the common seal\/ stamp of the Company (if prescribed for use in the Company\u2019s By-Laws). It must indicate the names of the authorized account signatories, their specimen signatures and specific signing authorities.<\/em><\/li><\/ul><\/li><li>Personal Financial Statement of Shareholders holding 20% or more of paid up share capital (refer to <a href=\"https:\/\/uxc.dev\/smeloans\/download\/1008\/\">Personal Financial Statement Template<\/a>).<\/li><li>Bank statements for the Business (for the 12 months) to coincide with the Financial Statements provided.<\/li><li>Borrowing resolution.<\/li><li>Up to date Annual Returns.<\/li><li>List of current Receivables and Payables.<\/li><\/ul><p style=\"text-align: center;\"><strong><br \/>First Citizens Bank reserves the right to request any additional information\/documentation if deemed necessary.<\/strong><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee3ba06 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"ee3ba06\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"text-decoration: underline;\"><a href=\"https:\/\/uxc.dev\/smeloans\/download\/1052\/\">Download a copy<\/a><\/span>\u00a0of the application checklist.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a989ea1 ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"1a989ea1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-74fab0c7\" data-id=\"74fab0c7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40026ca9 ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"40026ca9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"559\" src=\"https:\/\/uxc.dev\/smeloans\/wp-content\/uploads\/sites\/9\/2020\/06\/fc-sidebar-img.jpg\" class=\"attachment-large size-large wp-image-963\" alt=\"\" srcset=\"https:\/\/uxc.dev\/smeloans\/wp-content\/uploads\/sites\/9\/2020\/06\/fc-sidebar-img.jpg 600w, https:\/\/uxc.dev\/smeloans\/wp-content\/uploads\/sites\/9\/2020\/06\/fc-sidebar-img-300x280.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f984b21 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"4f984b21\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">THIS LOAN IS \nAVAILABLE THROUGH\nFIRST CITIZENS <\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What you need to apply for the loan An initiative of the Government of Trinidad and Tobago business support Activate Your Business Recovery FROM THE GOVERNMENT OF THE REPUBLIC OF TRINIDAD AND TOBAGO Here&#8217;s what you&#8217;ll need to submit In order to apply, you will need to complete an application and submit digital copies of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-905","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uxc.dev\/smeloans\/wp-json\/wp\/v2\/pages\/905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uxc.dev\/smeloans\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uxc.dev\/smeloans\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uxc.dev\/smeloans\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/uxc.dev\/smeloans\/wp-json\/wp\/v2\/comments?post=905"}],"version-history":[{"count":0,"href":"https:\/\/uxc.dev\/smeloans\/wp-json\/wp\/v2\/pages\/905\/revisions"}],"wp:attachment":[{"href":"https:\/\/uxc.dev\/smeloans\/wp-json\/wp\/v2\/media?parent=905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}