Term Deposits

An ideal fit for your goal achievement.

You have goals. First Citizens is here to help you achieve them.

You may be pursuing a long-term vision of securing generational wealth, investing in education, or ensuring you maintain a high quality of life in your retirement.

Your goals may be more short-term, such as owning a home or vehicle.

Whatever your needs, a Term Deposit from First Citizens enables you to grow your money safely and soundly.

Why First Citizens Term Deposits are a wise investment:

  • Security – With Term Deposits, your initial investment (principal) is protected.
  • Predictable Returns – Term Deposits give you peace of mind with a guaranteed rate of interest for the term of your investment.
  • Flexibility – Whether fixed or cashable, short or long term, Term Deposits give you the flexibility to decide what’s right for you.

Fixed Term

  • Interest payment annually or at maturity
  • Available terms from 90 days to three years

Find out more, Fixed Term

Fixed Term – Monthly Income

  • Regular monthly income
  • Available terms from one year to three years

Find out more, Fixed Term – Monthly Income

Cashable

  • Access to your savings anytime (after 31 days)
  • One year term available

Find out more, Cashable

Rate Booster

  • Increasing rate the longer you stay invested
  • Access to your savings at designated times if you need it
  • Flexibility to respond to rising interest rates
  • Available terms: 18 months

Find out more, Rate Booster

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