You have goals. First Citizens is here to help you achieve them.
You may be pursuing a long-term vision of securing generational wealth, investing in education, or ensuring you maintain a high quality of life in your retirement.
Your goals may be more short-term, such as owning a home or vehicle.
Whatever your needs, a Term Deposit from First Citizens enables you to grow your money safely and soundly.
Why First Citizens Term Deposits are a wise investment:
- Security – With Term Deposits, your initial investment (principal) is protected.
- Predictable Returns – Term Deposits give you peace of mind with a guaranteed rate of interest for the term of your investment.
- Flexibility – Whether fixed or cashable, short or long term, Term Deposits give you the flexibility to decide what’s right for you.
Fixed Term
- Interest payment annually or at maturity
- Available terms from 90 days to three years
Fixed Term – Monthly Income
- Regular monthly income
- Available terms from one year to three years
Find out more, Fixed Term – Monthly Income
Cashable
- Access to your savings anytime (after 31 days)
- One year term available
Rate Booster
- Increasing rate the longer you stay invested
- Access to your savings at designated times if you need it
- Flexibility to respond to rising interest rates
- Available terms: 18 months